ChartAgent AIThe terms below apply to their respective platforms.
1. iOS
Last updated and effective: August 16, 2026
These Terms of Use (the “Terms”) form a binding agreement between you and Minsik Chae, doing business as ChartAgent (“ChartAgent,” “we,” “us,” or “our”), business registration number 418-11-83101, regarding your access to and use of the ChartAgent mobile application and related services (collectively, the “Service”). By downloading, accessing, purchasing, or using the Service, you agree to these Terms. If you do not agree, do not use the Service.
2. Eligibility
You must be at least 15 years old to use the Service. If you are under the age of legal majority where you live, you may use the Service only with the consent and supervision of a parent or legal guardian, who agrees to be responsible for your use. You represent that you have the legal capacity to enter into these Terms.
3. The Service
ChartAgent provides AI-assisted analysis of financial chart images, optional market-news context, multiple analytical perspectives, generated summaries, scenarios, and follow-up responses. The Service does not open brokerage accounts, execute trades, hold funds, or manage investments.
Features, supported markets, data sources, AI models, output formats, and availability may change as the Service develops. Certain features require an active ChartAgent PRO subscription.
4. Subscriptions and Billing
- ChartAgent PRO is offered as weekly and six-month auto-renewable subscriptions through Apple’s In-App Purchase system.
- No free analysis or free trial is currently included. All AI chart-analysis features require an active PRO subscription unless we expressly provide a temporary promotion.
- The exact price, currency, billing period, and any applicable taxes are shown in the App Store purchase interface before you confirm a purchase. The price displayed by Apple at confirmation controls.
- Payment is charged to your Apple Account when the purchase is confirmed. Your subscription automatically renews unless it is cancelled at least 24 hours before the end of the current billing period. Apple may charge the renewal amount within 24 hours before renewal.
- You can manage or cancel your subscription in your Apple Account subscription settings. Deleting the app does not cancel a subscription.
- You may restore eligible purchases in the app. Family Sharing is not supported.
- Purchases and refunds are administered by Apple and are subject to Apple’s terms and applicable law. We do not directly receive or store your full payment-card information.
5. License and Apple Terms
Subject to these Terms and an active subscription where required, we grant you a limited, personal, revocable, non-exclusive, non-transferable, and non-sublicensable license to use the Service for your own non-commercial purposes on Apple-branded devices that you own or control, as permitted by Apple’s usage rules.
Apple’s Standard Licensed Application End User License Agreement applies to the app unless a valid custom EULA is made applicable through App Store Connect. If these Terms conflict with mandatory Apple terms regarding the licensed application, the mandatory Apple terms control to the extent of that conflict.
6. User Content
You retain any rights you have in chart images, questions, settings, and other content you submit to the Service (“User Content”). You grant us a limited, worldwide license to host, transmit, reproduce, and process User Content only as reasonably necessary to operate, secure, troubleshoot, and provide the Service.
You represent that you have the right to submit your User Content and that doing so does not violate law or the rights of another person. You are responsible for the content visible in images or text you choose to submit.
7. Acceptable Use
You must not:
- use the Service for unlawful, fraudulent, abusive, or deceptive activity;
- share, resell, transfer, or commercially exploit subscription access;
- use bots, scripts, scraping tools, or other automated means to make bulk requests or extract the Service or its outputs;
- bypass or attempt to bypass subscription checks, rate limits, security controls, or access restrictions;
- reverse engineer, decompile, disassemble, copy, modify, or create derivative works of the Service except where applicable law expressly permits it;
- interfere with or overload the Service or attempt unauthorized access to systems, data, or accounts; or
- use Service outputs to impersonate a licensed financial professional or falsely claim that an output is guaranteed or officially endorsed.
8. AI Output Disclaimer
The Service uses artificial intelligence. AI-generated outputs may be incomplete, inaccurate, delayed, inconsistent, or based on misunderstood chart elements or unavailable market context. Different analyses of the same material may produce different results. We do not guarantee that an output is correct, current, complete, or suitable for any particular purpose.
You must independently verify material information and apply your own judgment before acting on any output. The Service is a decision-support tool and must not be treated as an authoritative source.
9. Investment and Trading Disclaimer
All content and outputs are provided solely for general informational and educational purposes. They are not financial, investment, legal, tax, accounting, or trading advice; a recommendation or solicitation to buy, sell, or hold any asset; a guarantee of performance; or a substitute for professional advice.
Trading and investing in stocks, digital assets, derivatives, foreign exchange, and other financial instruments involve substantial risk, including the possible loss of all invested capital. Past performance and historical chart patterns do not guarantee future results. You are solely responsible for your investment decisions, orders, positions, and losses. Consider consulting a qualified and licensed professional before making financial decisions.
ChartAgent is not a registered investment adviser, broker-dealer, exchange, custodian, or fiduciary, and no advisory or fiduciary relationship is created by your use of the Service.
10. Third-Party Services and Information
The Service relies on Apple for distribution and billing and may rely on third parties for subscription administration, cloud hosting, AI processing, and market or news information. Third-party content may be delayed, incomplete, inaccurate, unavailable, or subject to separate terms. We are not responsible for third-party services outside our reasonable control.
11. Intellectual Property
The Service, including its software, designs, agent characters, graphics, branding, workflows, and original content, is owned by or licensed to ChartAgent and is protected by applicable intellectual-property laws. Except for the limited license granted in these Terms, no right, title, or interest is transferred to you.
12. Availability and Changes
We may maintain, update, modify, suspend, limit, or discontinue all or part of the Service. We do not guarantee uninterrupted or error-free operation, continuous availability of a particular AI model or data source, or compatibility with every device or market. Where reasonably practicable, we will provide notice of material changes affecting paid access.
13. Suspension and Termination
We may restrict or terminate access when reasonably necessary to protect users or the Service, comply with law, address fraud or security risk, enforce these Terms, or respond to abusive or automated use. You may stop using the Service at any time. Ending use or deleting the app does not automatically cancel an active subscription.
14. Disclaimer of Warranties
To the maximum extent permitted by law, the Service is provided “as is” and “as available.” We disclaim warranties of merchantability, fitness for a particular purpose, non-infringement, accuracy, availability, and results. Nothing in these Terms excludes a warranty or consumer right that cannot lawfully be excluded.
15. Limitation of Liability
To the maximum extent permitted by law, ChartAgent and its service providers will not be liable for indirect, incidental, special, consequential, exemplary, or punitive damages; loss of profits, revenue, data, opportunity, or goodwill; trading or investment losses; or losses caused by reliance on an output, market-data delay, or service interruption.
Where liability cannot be excluded, our aggregate liability arising from the Service will not exceed the amount you paid for ChartAgent PRO during the 12 months immediately preceding the event giving rise to the claim. This limitation does not apply to liability that cannot be limited under applicable law, including liability caused by intentional misconduct or gross negligence where such exclusion is prohibited.
16. Changes to These Terms
We may update these Terms to reflect changes to the Service, law, or business practices. The updated version will state a new effective date. If a change materially affects your rights, we will provide notice through the app or another reasonable method. Continued use after the effective date constitutes acceptance to the extent permitted by law.
17. Governing Law and Disputes
These Terms are governed by the laws of the Republic of Korea, without regard to conflict-of-law principles. Any dispute will be submitted to the court having jurisdiction under the Civil Procedure Act of the Republic of Korea, unless mandatory consumer law in your place of residence provides otherwise.
18. Contact
Operator: Minsik Chae, doing business as ChartAgent
Business registration number: 418-11-83101
Address: 32-4, Banryong-ro 18beon-gil, Republic of Korea
Email: kicoa24@gmail.com
19. Android
Last updated and effective: October 18, 2026 (Android)
These Terms of Use (the “Terms”) form a binding agreement between you and Minsik Chae, doing business as ChartAgent (“ChartAgent,” “we,” “us,” or “our”), business registration number 418-11-83101, regarding your access to and use of the ChartAgent mobile application and related services (collectively, the “Service”). By downloading, accessing, purchasing, or using the Service, you agree to these Terms. If you do not agree, do not use the Service.
20. Eligibility
The Android Service is intended for adults aged 18 and over. You represent that you have the legal capacity to enter into these Terms.
21. The Service
ChartAgent provides AI-assisted analysis of financial chart images, optional market-news context, multiple analytical perspectives, generated summaries, scenarios, and follow-up responses. The Service does not open brokerage accounts, execute trades, hold funds, or manage investments.
Features, supported markets, data sources, AI models, output formats, and availability may change as the Service develops. Certain features require an active ChartAgent PRO subscription.
22. Subscriptions and Billing
- ChartAgent PRO is offered as weekly and six-month auto-renewing subscriptions through Google Play Billing.
- The app may provide one introductory analysis. Further analyses and premium features require PRO. Available promotions and eligibility are shown in the app.
- The exact price, currency, billing period, applicable taxes and any introductory discount are shown by Google Play before purchase. The Google Play confirmation controls. A discounted first period renews at the regular price disclosed before purchase.
- Payment is charged through your Google Play account. Subscriptions renew automatically unless cancelled before renewal, according to Google Play's billing terms.
- Manage or cancel subscriptions in Google Play subscription settings. Deleting the app does not cancel a subscription.
- You may restore eligible purchases in the app. Family Sharing is not supported.
- Purchases and refunds are administered by Google Play and are subject to Google's terms and applicable law. We do not directly receive or store full payment-card information.
23. License and Google Play Terms
Subject to these Terms and an active subscription where required, we grant you a limited, personal, revocable, non-exclusive, non-transferable, and non-sublicensable license to use the Service for your own non-commercial purposes on Android devices that you own or control, as permitted by Google Play's usage rules.
Google Play's applicable terms govern distribution and billing. Mandatory platform terms and consumer rights control where they conflict with these Terms.
24. User Content
You retain any rights you have in chart images, questions, settings, and other content you submit to the Service (“User Content”). You grant us a limited, worldwide license to host, transmit, reproduce, and process User Content only as reasonably necessary to operate, secure, troubleshoot, and provide the Service.
You represent that you have the right to submit your User Content and that doing so does not violate law or the rights of another person. You are responsible for the content visible in images or text you choose to submit.
25. Acceptable Use
You must not:
- use the Service for unlawful, fraudulent, abusive, or deceptive activity;
- share, resell, transfer, or commercially exploit subscription access;
- use bots, scripts, scraping tools, or other automated means to make bulk requests or extract the Service or its outputs;
- bypass or attempt to bypass subscription checks, rate limits, security controls, or access restrictions;
- reverse engineer, decompile, disassemble, copy, modify, or create derivative works of the Service except where applicable law expressly permits it;
- interfere with or overload the Service or attempt unauthorized access to systems, data, or accounts; or
- use Service outputs to impersonate a licensed financial professional or falsely claim that an output is guaranteed or officially endorsed.
26. AI Output Disclaimer
The Service uses artificial intelligence. AI-generated outputs may be incomplete, inaccurate, delayed, inconsistent, or based on misunderstood chart elements or unavailable market context. Different analyses of the same material may produce different results. We do not guarantee that an output is correct, current, complete, or suitable for any particular purpose.
You must independently verify material information and apply your own judgment before acting on any output. The Service is a decision-support tool and must not be treated as an authoritative source.
27. Investment and Trading Disclaimer
All content and outputs are provided solely for general informational and educational purposes. They are not financial, investment, legal, tax, accounting, or trading advice; a recommendation or solicitation to buy, sell, or hold any asset; a guarantee of performance; or a substitute for professional advice.
Trading and investing in stocks, digital assets, derivatives, foreign exchange, and other financial instruments involve substantial risk, including the possible loss of all invested capital. Past performance and historical chart patterns do not guarantee future results. You are solely responsible for your investment decisions, orders, positions, and losses. Consider consulting a qualified and licensed professional before making financial decisions.
ChartAgent is not a registered investment adviser, broker-dealer, exchange, custodian, or fiduciary, and no advisory or fiduciary relationship is created by your use of the Service.
28. Third-Party Services and Information
The Android Service relies on Google Play for distribution and billing and on third parties for subscription administration, cloud hosting, AI processing, and market or news information. Third-party content may be delayed, incomplete, inaccurate, unavailable, or subject to separate terms. We are not responsible for third-party services outside our reasonable control.
29. Intellectual Property
The Service, including its software, designs, agent characters, graphics, branding, workflows, and original content, is owned by or licensed to ChartAgent and is protected by applicable intellectual-property laws. Except for the limited license granted in these Terms, no right, title, or interest is transferred to you.
30. Availability and Changes
We may maintain, update, modify, suspend, limit, or discontinue all or part of the Service. We do not guarantee uninterrupted or error-free operation, continuous availability of a particular AI model or data source, or compatibility with every device or market. Where reasonably practicable, we will provide notice of material changes affecting paid access.
31. Suspension and Termination
We may restrict or terminate access when reasonably necessary to protect users or the Service, comply with law, address fraud or security risk, enforce these Terms, or respond to abusive or automated use. You may stop using the Service at any time. Ending use or deleting the app does not automatically cancel an active subscription.
32. Disclaimer of Warranties
To the maximum extent permitted by law, the Service is provided “as is” and “as available.” We disclaim warranties of merchantability, fitness for a particular purpose, non-infringement, accuracy, availability, and results. Nothing in these Terms excludes a warranty or consumer right that cannot lawfully be excluded.
33. Limitation of Liability
To the maximum extent permitted by law, ChartAgent and its service providers will not be liable for indirect, incidental, special, consequential, exemplary, or punitive damages; loss of profits, revenue, data, opportunity, or goodwill; trading or investment losses; or losses caused by reliance on an output, market-data delay, or service interruption.
Where liability cannot be excluded, our aggregate liability arising from the Service will not exceed the amount you paid for ChartAgent PRO during the 12 months immediately preceding the event giving rise to the claim. This limitation does not apply to liability that cannot be limited under applicable law, including liability caused by intentional misconduct or gross negligence where such exclusion is prohibited.
34. Changes to These Terms
We may update these Terms to reflect changes to the Service, law, or business practices. The updated version will state a new effective date. If a change materially affects your rights, we will provide notice through the app or another reasonable method. Continued use after the effective date constitutes acceptance to the extent permitted by law.
35. Governing Law and Disputes
These Terms are governed by the laws of the Republic of Korea, without regard to conflict-of-law principles. Any dispute will be submitted to the court having jurisdiction under the Civil Procedure Act of the Republic of Korea, unless mandatory consumer law in your place of residence provides otherwise.
36. Contact
Operator: Minsik Chae, doing business as ChartAgent
Business registration number: 418-11-83101
Address: 32-4, Banryong-ro 18beon-gil, Republic of Korea
Email: kicoa24@gmail.com